近(jin)日，習(xi)近(jin)平總(zong)書記主持召開中(zhong)央(yang)財經委員會(hui)(hui)第十次(ci)會(hui)(hui)議(yi)，強(qiang)調要統(tong)籌做好重大金融(rong)風(feng)(feng)險(xian)(xian)防(fang)范化(hua)解工作，一(yi)體(ti)(ti)推進(jin)懲治金融(rong)腐(fu)(fu)敗(bai)和防(fang)控金融(rong)風(feng)(feng)險(xian)(xian)。從(cong)習(xi)近(jin)平總(zong)書記在十九(jiu)屆(jie)中(zhong)央(yang)紀(ji)委三次(ci)全會(hui)(hui)上強(qiang)調“加(jia)大金融(rong)領(ling)域(yu)反(fan)腐(fu)(fu)力度(du)(du)”，在十九(jiu)屆(jie)中(zhong)央(yang)紀(ji)委四次(ci)全會(hui)(hui)上強(qiang)調“深化(hua)金融(rong)領(ling)域(yu)反(fan)腐(fu)(fu)敗(bai)工作”，到在十九(jiu)屆(jie)中(zhong)央(yang)紀(ji)委五次(ci)全會(hui)(hui)上強(qiang)調“做好金融(rong)反(fan)腐(fu)(fu)和處置金融(rong)風(feng)(feng)險(xian)(xian)統(tong)籌銜接”，再到這(zhe)次(ci)強(qiang)調“一(yi)體(ti)(ti)推進(jin)懲治金融(rong)腐(fu)(fu)敗(bai)和防(fang)控金融(rong)風(feng)(feng)險(xian)(xian)”，體(ti)(ti)現了(le)以習(xi)近(jin)平同志為核心(xin)的(de)黨中(zhong)央(yang)對金融(rong)領(ling)域(yu)全面(mian)從(cong)嚴治黨一(yi)以貫(guan)之的(de)高度(du)(du)重視，體(ti)(ti)現了(le)對金融(rong)領(ling)域(yu)全面(mian)從(cong)嚴治黨規律性(xing)認(ren)識的(de)不斷深化(hua)，為我(wo)們做好工作提(ti)供了(le)根本(ben)遵循，提(ti)出了(le)新的(de)更高要求，具有很強(qiang)的(de)指導性(xing)和針對性(xing)。

　　一(yi)體推進懲(cheng)治(zhi)金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)腐(fu)(fu)敗和(he)(he)防(fang)控(kong)金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)，是(shi)在(zai)準確把握(wo)當前金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)形(xing)勢(shi)、深(shen)刻洞(dong)悉金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)反腐(fu)(fu)和(he)(he)防(fang)控(kong)金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)關系(xi)基(ji)礎上作出(chu)的(de)(de)重要部署。從金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)和(he)(he)金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)領域反腐(fu)(fu)敗斗(dou)爭面臨(lin)的(de)(de)形(xing)勢(shi)看，防(fang)范(fan)化解重大(da)金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)攻堅戰取得重要階段性(xing)成果(guo)，但防(fang)范(fan)化解金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)任務仍(reng)然(ran)艱巨。與此(ci)同時，金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)腐(fu)(fu)敗存量還(huan)未清(qing)底，增量仍(reng)有發(fa)(fa)生(sheng)，而且呈現(xian)出(chu)政治(zhi)問題和(he)(he)經濟(ji)問題交(jiao)織(zhi)、涉案(an)金(jin)(jin)(jin)(jin)(jin)(jin)額高、窩案(an)串案(an)多、危害性(xing)大(da)、外(wai)溢(yi)性(xing)強(qiang)等特點(dian)。從懲(cheng)治(zhi)金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)腐(fu)(fu)敗和(he)(he)防(fang)控(kong)金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)的(de)(de)內在(zai)關系(xi)看，近(jin)年來查辦的(de)(de)金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)腐(fu)(fu)敗案(an)件充分表明，金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)背后往(wang)往(wang)有金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)腐(fu)(fu)敗，金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)腐(fu)(fu)敗容(rong)易誘發(fa)(fa)并加劇金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)；懲(cheng)治(zhi)金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)腐(fu)(fu)敗為防(fang)控(kong)金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)提供(gong)了重要保(bao)障，防(fang)控(kong)金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)是(shi)懲(cheng)治(zhi)金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)腐(fu)(fu)敗的(de)(de)重要考量。必須深(shen)刻領會懲(cheng)治(zhi)金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)腐(fu)(fu)敗和(he)(he)防(fang)控(kong)金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)是(shi)維護金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)安(an)全、促進金(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)業高質量發(fa)(fa)展的(de)(de)一(yi)體兩面，堅持一(yi)體推進是(shi)必然(ran)要求。

　　一(yi)(yi)體(ti)(ti)推(tui)(tui)(tui)進(jin)(jin)懲治金(jin)融(rong)腐(fu)敗和防控金(jin)融(rong)風(feng)(feng)(feng)險(xian)，是立足當前(qian)工作(zuo)實際，著(zhu)眼解(jie)決(jue)薄(bo)弱環節、突(tu)出問(wen)題(ti)的(de)(de)(de)戰略決(jue)策。必須(xu)清(qing)醒看(kan)到(dao)，與(yu)一(yi)(yi)體(ti)(ti)推(tui)(tui)(tui)進(jin)(jin)懲治金(jin)融(rong)腐(fu)敗和防控金(jin)融(rong)風(feng)(feng)(feng)險(xian)的(de)(de)(de)要求相(xiang)比較，實踐中還存(cun)在諸(zhu)多差(cha)距不(bu)足，認識不(bu)到(dao)位、責任(ren)(ren)不(bu)到(dao)位、制度不(bu)到(dao)位、協同不(bu)到(dao)位、能力不(bu)到(dao)位等(deng)問(wen)題(ti)不(bu)同程度存(cun)在。有(you)(you)的(de)(de)(de)單位系統觀念有(you)(you)待增強(qiang)，一(yi)(yi)體(ti)(ti)推(tui)(tui)(tui)進(jin)(jin)的(de)(de)(de)自(zi)覺(jue)性(xing)不(bu)高，仍抱有(you)(you)“自(zi)掃門前(qian)雪”“各自(zi)為(wei)戰”等(deng)錯誤傾向。有(you)(you)的(de)(de)(de)單位一(yi)(yi)體(ti)(ti)推(tui)(tui)(tui)進(jin)(jin)的(de)(de)(de)責任(ren)(ren)擔(dan)當不(bu)夠(gou)，管黨治黨責任(ren)(ren)層層遞減，對(dui)查辦腐(fu)敗瞻前(qian)顧(gu)后(hou)、畏首畏尾。監督、監管、內部治理的(de)(de)(de)協同性(xing)不(bu)夠(gou)，缺(que)乏統一(yi)(yi)、規(gui)范、有(you)(you)效的(de)(de)(de)機制制度安排。既熟悉金(jin)融(rong)業務、又掌(zhang)握紀檢監察工作(zuo)要求的(de)(de)(de)復合型人才較為(wei)缺(que)乏，一(yi)(yi)些干部對(dui)金(jin)融(rong)風(feng)(feng)(feng)險(xian)背(bei)后(hou)的(de)(de)(de)腐(fu)敗問(wen)題(ti)缺(que)乏足夠(gou)敏感(gan)性(xing)。解(jie)決(jue)好(hao)這些問(wen)題(ti)，需(xu)要我們堅持問(wen)題(ti)導向，立足當前(qian)、著(zhu)眼長遠，統籌兼顧(gu)、整體(ti)(ti)推(tui)(tui)(tui)進(jin)(jin)。

　　一體推進懲治金融腐敗和防控金融風險，關鍵在“一體”，重點在強化系統觀念、協同治理、統籌銜接，既打掉“老鼠”，又護好“玉盤”。要強化“一體推進”意識。提高政治判斷力、政治領悟力、政治執行力，增強“一體推進”的自覺性和主動性，在工作整體布局和具體安排上，實現一體謀劃、一體部署、一體落實。在防控金融風險的同時，堅決懲治風險背后以貸謀私、違規利益輸送、內外勾結等腐敗問題。在懲治金融腐敗的同時精準研判可能面臨的風險隱患，注重維護金融穩定、支持金融機構風險處置、防范化解次生風險，牢牢守住不發生系統性金融風險的底線。要落實“一體推進”責任。將“一體推進”的要求作為政治監督的重要內容，聚焦黨中央關于防范化解金融風險、做好金融工作的重大決策部署，壓緊壓實黨委管黨治黨和風險防范化解的政治責任，推動金融機構履行風險處置主體責任，以強有力的監督促進各項責任落實。要完善“一體推進”制度。按照黨中央關于建立地方黨政主要領導負責的財政金融風險處置機制的相關要求，探索金融領域反腐敗和防風險兩者有機結合的制度設計。推動建立健全紀檢監察、巡視巡察、審計監督等聯合監督制度，完善跨部門的信息共享、線索移交、會商溝通等聯動協調機制，構筑金融腐敗“防火墻”、金融風險“隔離帶”。要增強“一體推進”合力。抓好監督、監管與內部治理的貫通協同，緊盯信貸資金安排、投融資審批、承保理賠、大額采購等廉潔風險高發領域和“一把手”等重點崗位，強化跟進式監督、嵌入式監督，優化金融機構內部治理，做到強監督和強監管同步推進，實現金融腐敗與金融風險同步出清、同步治理。要提高“一體推進”能力。加強紀檢監察干部隊伍建設，強化政治培訓、提升金融素養，牢固樹立風險意識和底線思維，增強發現金融風險背后腐敗線索的能力，推動以干代訓、實戰練兵，實現“內行監督內行”，以高素質的干部隊伍為實現“一體推進”提供重要支撐。（作者 紀山）